Simple Interest Calculator

Calculate simple interest: principal × rate × time. Fast, with formula and examples.

Formula

A = P × (1 + r×t)

Examples

InputResult
$2,000 at 6% for 3 yrs$2,360.00
$10,000 at 4% for 2 yrs$10,800.00
$500 at 10% for 0.5 yr$525.00

Frequently Asked Questions

What is the difference between simple and compound interest?

Simple interest is calculated only on the original principal; compound interest is calculated on principal plus accumulated interest.

When is simple interest used?

Short-term loans, some auto loans and bonds commonly use simple interest.

How do I compute simple interest?

Multiply principal × annual rate × years, then add the principal.

Related Calculators

Compound Interest CalculatorMonthly Loan Payment Calculator